Historical figures
Key figures
Affiliated companies |
2012 |
6'421 |
2013 |
6'720 |
2014 |
7'132 |
2015 |
7'718 |
2016 |
7'932 |
2017 |
7'984 |
2018 |
8’301 |
2019 |
8'641 |
Insured persons |
2012 |
36'124 |
2013 |
47'143 |
2014 |
51'993 |
2015 |
57'557 |
2016 |
61'068 |
2017 |
67'325 |
2018 |
74’342 |
2019 |
77'108 |
Risk premiums /
contributions to administrative costs |
2012 |
51'480 |
2013 |
52'999 |
2014 |
56'896 |
2015 |
57'118 |
2016 |
55'921 |
2017 |
58'058 |
2018 |
61’460 |
2019 |
58,547 |
Retirement credits |
2012 |
142'129 |
2013 |
158'557 |
2014 |
177'382 |
2015 |
201'349 |
2016 |
211'787 |
2017 |
223'272 |
2018 |
243’040 |
2019 |
263,024 |
Savings capital |
2012 |
1'337'332 |
2013 |
1'439'167 |
2014 |
1'469'272 |
2015 |
1'710'738 |
2016 |
1'771'140 |
2017 |
1'832'834 |
2018 |
1’900’656 |
2019 |
2'135'187 |
Pension reserves |
2012 |
557'226 |
2013 |
702'957 |
2014 |
641'865 |
2015 |
565'827 |
2016 |
563'907 |
2017 |
513'319 |
2018 |
604’906 |
2019 |
675'345 |
Technical reserves |
2012 |
34'666 |
2013 |
39'286 |
2014 |
40'509 |
2015 |
56'100 |
2016 |
45'278 |
2017 |
59'638 |
2018 |
40’779 |
2019 |
49'627 |
Fluctuation reserves |
2012 |
- |
2013 |
42'738 |
2014 |
124'373 |
2015 |
38'863 |
2016 |
33'458 |
2017 |
56'257 |
2018 |
0 |
2019 |
119'235 |
Coverage ratio pursuant to BVG |
2012 |
98.0% |
2013 |
102.0% |
2014 |
105.8% |
2015 |
101.7% |
2016 |
101.4% |
2017 |
102.3% |
2018 |
98.4% |
2019 |
104.20% |
Technical interest rate |
2012 |
2.5% |
2013 |
2.5% |
2014 |
2.5% |
2015 |
2.5% |
2016 |
2.25% |
2017 |
1.75% |
2018 |
1.75% |
2019 |
1.75% |
Interest on savings capital |
2012 |
1.5% |
2013 |
1.5% |
2014 |
1.75% |
2015 |
1.75% |
2016 |
1.25% |
2017 |
1.0% |
2018 |
1.0% |
2019 |
1.0% |
Surpulus in % |
2012 |
- |
2013 |
- |
2014 |
0.7% |
2015 |
- |
2016 |
- |
2017 |
- |
2018 |
- |
2019 |
0 |
Monthly performance / coverage ratio
2020 |
Jan |
0.34 |
Feb |
-1.78 |
Mar |
-4.44 |
Apr |
1.66 |
May |
1.18 |
Jun |
0.66 |
Jul |
0.42 |
Aug |
0.69 |
Sep |
|
Oct |
|
Nov |
|
Dec |
|
YTD |
-1.62 |
YTD Bench |
-0.83 |
DG |
100.6 |
2019 |
Jan |
2.18 |
Feb |
0.96 |
Mar |
0.58 |
Apr |
1.44 |
May |
-1.03 |
Jun |
1.23 |
Jul |
0.54 |
Aug |
-0.07 |
Sep |
0.33 |
Oct |
0.18 |
Nov |
0.85 |
Dec |
0.02 |
YTD |
7.38 |
YTD Bench |
10.69 |
DG |
104.2 |
2018 |
Jan |
0.2 |
Feb |
-0.73 |
Mar |
-0.08 |
Apr |
1.11 |
May |
-0.35 |
Jun |
0.20 |
Jul |
0.83 |
Aug |
-0.25 |
Sep |
0.24 |
Oct |
-1.19 |
Nov |
0.16 |
Dec |
-1.88 |
YTD |
-1.83 |
YTD Bench |
-3.11 |
DG |
98.4 |
2017 |
Jan |
0.24 |
Feb |
1.17 |
Mar |
0.64 |
Apr |
0.81 |
May |
0.38 |
Jun |
-0.26 |
Jul |
1.06 |
Aug |
-0.05 |
Sep |
0.22 |
Oct |
1.06 |
Nov |
0.1 |
Dec |
-0.02 |
YTD |
5.48 |
YTD Bench |
5.19 |
DG |
102.3 |
2016 |
Jan |
-0.87 |
Feb |
-0.89 |
Mar |
0.63 |
Apr |
0.54 |
May |
0.99 |
Jun |
-0.51 |
Jul |
0.92 |
Aug |
0.60 |
Sep |
0.15 |
Oct |
-0.34 |
Nov |
0.30 |
Dec |
0.86 |
YTD |
2.51 |
YTD Bench |
2.64 |
DG |
101.4 |
2015 |
Jan |
-2.18 |
Feb |
2.54 |
Mar |
0.42 |
Apr |
0.14 |
May |
0.14 |
Jun |
-1.27 |
Jul |
1.73 |
Aug |
-1.61 |
Sep |
-0.66 |
Oct |
2.07 |
Nov |
1.25 |
Dec |
-1.13 |
YTD |
1.31 |
YTD Bench |
0.50 |
DG |
101.7 |
2014 |
Jan |
-0.02 |
Feb |
0.94 |
Mar |
0.44 |
Apr |
0.50 |
May |
1.20 |
Jun |
0.17 |
Jul |
0.22 |
Aug |
1.00 |
Sep |
0.35 |
Oct |
0.38 |
Nov |
1.01 |
Dec |
0.45 |
YTD |
6.81 |
YTD Bench |
9.45 |
DG |
105.8 |
2013 |
Jan |
1.60 |
Feb |
0.77 |
Mar |
1.07 |
Apr |
0.91 |
May |
0.45 |
Jun |
-1.89 |
Jul |
0.92 |
Aug |
-0.36 |
Sep |
0.97 |
Oct |
1.23 |
Nov |
0.36 |
Dec |
-0.06 |
YTD |
6.07 |
YTD Bench |
4.43 |
DG |
102.0 |
2012 |
Jan |
1.11 |
Feb |
0.94 |
Mar |
0.43 |
Apr |
-0.20 |
May |
-0.47 |
Jun |
0.79 |
Jul |
1.55 |
Aug |
0.49 |
Sep |
0.69 |
Oct |
0.08 |
Nov |
0.52 |
Dec |
0.47 |
YTD |
6.57 |
YTD Bench |
7.58 |
DG |
98.0 |
2011 |
Jan |
1.27 |
Feb |
0.51 |
Mar |
-0.46 |
Apr |
0.03 |
May |
-0.42 |
Jun |
-1.14 |
Jul |
-2.85 |
Aug |
-1.12 |
Sep |
0.65 |
Oct |
1.75 |
Nov |
0.20 |
Dec |
1.17 |
YTD |
-0.94 |
YTD Bench |
1.61 |
DG |
95.4 |
2010 |
Jan |
0.15 |
Feb |
0.93 |
Mar |
0.77 |
Apr |
0.50 |
May |
-0.32 |
Jun |
-2.41 |
Jul |
1.42 |
Aug |
-0.90 |
Sep |
1.09 |
Oct |
1.23 |
Nov |
-0.94 |
Dec |
-0.01 |
YTD |
1.44 |
YTD Bench |
1.31 |
DG |
97.2 |
YTD |
= performance since 1 January of the calendar year |
Bench |
= benchmark Pictet BVG 25 |
CR |
= coverage ratio |
|
Reported coverage ratio as of December 31st 2012, taking into consideration the reduction of the technical interest rate from 3.5% to 2.5%. If the technical interest rate had not be reduced, the provisional coverage ratio would have been above 100%. |
|
Reported coverage ratio as of December 31st 2017, taking into consideration the reduction of the technical interest rate from 2.25% to 1.75%. |
|
The end of year figures 2020 are provisional and not revised. |
The monthly performance values are provisional. Changes may me made due to information on the performance of individual investment categories (e.g. alternative investments) being delayed.
Quarterly overview of coverage ratio
2012 |
CR |
31.03.2012 |
97.3% |
30.06.2012 |
97.6% |
30.09.2012 |
99.9% |
31.12.2012 |
98.0% |
2013 |
CR |
31.03.2013 |
100.9% |
30.06.2013 |
100.0% |
30.09.2013 |
101.1% |
31.12.2013 |
102.0% |
2014 |
CR |
31.03.2014 |
102.8% |
30.06.2014 |
104.0% |
30.09.2014 |
105.1% |
31.12.2014 |
105.8% |
2015 |
CR |
31.03.2015 |
105.9% |
30.06.2015 |
104.2% |
30.09.2015 |
102.9% |
31.12.2015 |
101.7% |
2016 |
CR |
31.03.2016 |
99.8% |
30.06.2016 |
100.3% |
30.09.2016 |
101.4% |
31.12.2016 |
101.4% |
2017 |
CR |
31.03.2017 |
103.0% |
30.06.2017 |
103.5% |
30.09.2017 |
104.2% |
31.12.2017 |
102.3% |
2018 |
CR |
31.03.2018 |
101.2% |
30.06.2018 |
101.7% |
30.09.2018 |
102.1% |
31.12.2018 |
98.4% |
2019 |
CR |
31.03.2019 |
101.9% |
30.06.2019 |
103.3% |
30.09.2019 |
103.9% |
31.12.2019 |
104.2% |
2020 |
CR |
31.03.2020 |
96.8% |
30.06.2020 |
99.9% |
30.09.2020 |
101.20% |
31.12.2020 |
103.4% |
2012 |
CR |
31.03.2012 |
97.3% |
30.06.2012 |
97.6% |
30.09.2012 |
99.9% |
31.12.2012 |
98.0% |
2013 |
CR |
31.03.2013 |
100.9% |
30.06.2013 |
100.0% |
30.09.2013 |
101.1% |
31.12.2013 |
102.0% |
2014 |
CR |
31.03.2014 |
102.8% |
30.06.2014 |
104.0% |
30.09.2014 |
105.1% |
31.12.2014 |
105.8% |
2015 |
CR |
31.03.2015 |
105.9% |
30.06.2015 |
104.2% |
30.09.2015 |
102.9% |
31.12.2015 |
101.7% |
2016 |
CR |
31.03.2016 |
99.8% |
30.06.2016 |
100.3% |
30.09.2016 |
101.4% |
31.12.2016 |
101.4% |
2017 |
CR |
31.03.2017 |
103.0% |
30.06.2017 |
103.5% |
30.09.2017 |
104.2% |
31.12.2017 |
102.3% |
2018 |
CR |
31.03.2018 |
101.2% |
30.06.2018 |
101.7% |
30.09.2018 |
102.1% |
31.12.2018 |
98.4% |
2019 |
CR |
31.03.2019 |
101.9% |
30.06.2019 |
103.3% |
30.09.2019 |
103.9% |
31.12.2019 |
104.2% |
Note: coverage ratios provided during the year are estimated; no revisions are made.
CR = coverage ratio
|
Reported coverage ratio as of December 31st 2012, taking into consideration the reduction of the technical interest rate from 3.5% to 2.5%. If the technical interest rate had not be reduced, the provisional coverage ratio would have been above 100%. |
|
Coverage ratio shown as of 31.12.2016, taking into account the reduction in the technical interest rate from 2.5% to 2.25%. |
|
Coverage ratio shown as of 31.12.2017, taking into account the reduction in the technical interest rate from 2.25% to 1.75%. |
|
The end of year figures 2020 are provisional and not revised. |